Protocol V3 — Now live on 12 networks

Open Source Liquidity Protocol

Aave is the leading non-custodial DeFi protocol where you can earn yield on deposits, borrow at variable or stable rates, and access instant flash loans — all governed by the AAVE community.

Explore Markets
$21.4B Total Value Locked
$8.2B Total Borrowed
12 Networks Supported
$104.50 AAVE Price
USDC Supply5.61% APY ▲
ETH Borrow4.02% ▲
WBTC Supply1.88% APY ▲
DAI Supply4.73% APY ▲
AAVE$104.50 +3.2% ▲
stETH Supply3.14% APY ▲
LINK Supply2.07% ▼
GHO Borrow2.00% Fixed ✓
USDC Supply5.61% APY ▲
ETH Borrow4.02% ▲
WBTC Supply1.88% APY ▲
DAI Supply4.73% APY ▲
AAVE$104.50 +3.2% ▲
stETH Supply3.14% APY ▲
LINK Supply2.07% ▼
GHO Borrow2.00% Fixed ✓
Live Markets

Aave V3 Markets

Supply assets to earn yield and borrow with variable or stable interest rates across multiple chains.

Ethereum
Polygon
Arbitrum
Optimism
Base
Avalanche
Asset Supply APY Borrow APY Total Supply Total Borrow Action
USDC
USD Coin
aUSDC · Ethereum
5.61% 6.34% $3.12B $2.18B
ETH
Ethereum
aWETH · Ethereum
3.89% 4.02% $4.74B $1.92B
WBTC
Wrapped Bitcoin
aWBTC · Ethereum
1.88% 2.41% $1.88B $340M
stETH
Lido Staked ETH
astETH · Ethereum
3.14% $2.91B $0
DAI
Dai Stablecoin
aDAI · Ethereum
4.73% 5.20% $810M $590M
GHO
GHO Stablecoin
aGHO · Aave Native
4.10% 2.00% Fixed $312M $148M
Core Features

Everything you need in DeFi

Aave offers a complete suite of financial primitives — all open-source, audited, and governed by the AAVE community.

📥

Supply & Earn

Deposit crypto into Aave and receive aTokens that accrue interest in real time, every block. Withdraw at any point with no lockups.

💸

Borrow

Borrow against your deposited collateral at variable or stable interest rates. Choose the rate type that fits your strategy.

Flash Loans

Access uncollateralized liquidity in a single transaction block. Aave invented flash loans — the most powerful primitive in DeFi.

Learn More
🛡️

Safety Module Staking

Stake AAVE or ABPT in the Safety Module to earn protocol rewards while acting as a first line of defense for the protocol.

💠

GHO Stablecoin

Mint GHO, Aave's native decentralized stablecoin, at discounted rates for AAVE stakers. Fully backed by on-chain collateral.

🗳️

Governance

AAVE holders govern the protocol — voting on new markets, risk parameters, protocol upgrades, and treasury management via AIPs.

View Proposals
Rewards

Claim Your AAVE Rewards

Every position in Aave accumulates AAVE token rewards. Claim them, stake them, or use them to vote.

AAVE Token Stats

Monitor the AAVE governance token metrics in real time. Stake in the Safety Module to earn stkAAVE rewards.

AAVE Price $104.50
Staking APY 7.2%
Safety Module $489M
Circulating 14.7M
Getting Started

How Aave Works

01
🔗

Connect Wallet

Link MetaMask, WalletConnect, Coinbase Wallet or Safe to access Aave on your preferred network.

02
📤

Supply Assets

Deposit ERC-20 tokens. Receive aTokens that automatically accumulate interest every Ethereum block.

03
💰

Borrow or Earn

Use your collateral to borrow other assets, or simply earn yield on your deposits — your choice.

04
🏆

Claim & Govern

Claim accrued AAVE rewards, stake in the Safety Module, and vote on Aave Improvement Proposals.

FAQ

About Aave Protocol

What is Aave?

Aave is an open-source, non-custodial liquidity protocol on Ethereum and multiple L2 networks. Users can earn interest by supplying assets or borrow against collateral — all without intermediaries or credit checks.

What are aTokens?

aTokens are yield-bearing tokens minted by Aave upon deposit. They represent your share of the lending pool and their balance increases in real time, reflecting the accrued interest — automatically, every block.

What is the AAVE token?

AAVE is the governance and staking token of the Aave ecosystem. AAVE holders vote on Aave Improvement Proposals (AIPs), stake in the Safety Module for rewards, and benefit from discounted GHO borrowing rates.

What are Flash Loans?

Flash Loans are uncollateralized loans that must be borrowed and repaid within a single Ethereum transaction. They enable arbitrage, collateral swaps, self-liquidations, and complex DeFi strategies. Aave invented them.

Is Aave safe?

Aave V3 has been audited by multiple top security firms including Trail of Bits, OpenZeppelin, and Peckshield. It has over $21B in TVL and has operated securely since 2020. Smart contracts are fully open-source.

What is the Aave Safety Module?

The Safety Module is a smart contract where AAVE stakers can earn protocol rewards while providing backstop coverage for the protocol in the event of a shortfall event. Staking AAVE gives you stkAAVE and yields ~7% APY.